PayMe

PayMe, a trusted digital lending app with 6 million users in India, offers hassle-free personal loans on your Android device. Get funds credited to your account within a day* by applying for a quick loan. PayMe collaborates with RBI-registered NBFCs and banks, providing quick cash loans for salaried and self-employed individuals

What you get with the PayMe Loan app

• Paperless process

• Low processing fee

• Affordable Interest Rates*

• Loan Tenures: 3 to 24 months

• Quick loan approval and Disbursal

• Get Instant Personal Loans Online for up to ₹10 lakhs

What is special about PayMe Personal Loan App?

We aim to simplify the personal loan application process through our app, offering a range of features and benefits.

All Purpose Personal Loan: Whether it's a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered.

Paperless Process: Enjoy a 100% paperless experience—no physical paperwork needed for your online loan application.

Swift Approval: Get a loan approval within minutes from our associated and efficient NBFCs.

Flexible Repayment: Choose between one-time repayment or manageable EMIs from 3 to 24 months.

Transparent Terms: Experience transparency with no hidden costs for your instant personal loan.

Collateral-Free Review: Secure an instant personal loan without requiring collateral security.

CIBIL Score Check: Instantly check your CIBIL score for FREE using the PayMe app.

Types of Personal Loan Offerings

• Short-term Loan (One-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days.

• EMI Loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months.

• Empowerment Loan: Specifically for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs.

Why PayMe is trustworthy

• Security: We ensure transparency, safety, and security by partnering with RBI-certified NBFCs and banks.

• Enhanced Data Protection: We secure your information with measures like data encryption, secured servers, ISO 27001 certification, and more.

Our Lending Partners

• Mamta Projects Private Limited

• Payme India Financial Services Private Limited

• Transactree Technologies Private Limited

• NDX P2P Private Limited

• Finkurve Financial Services Limited

Example for Bullet Loan (One-Time Repayment)

For a Bullet Loan, borrow ₹10,000 with a 30-day tenure at a 0.10% daily. The one-time repayment, including fees and accumulated interest, is ₹10,890, with a Maximum Annual Percentage Rate (APR) of 113.50%.

Example of Term Loan

For a Term Loan of ₹30,000 with a 90-day tenure and a 0.10% daily interest rate, the total cost amounts to ₹33,588, with a Maximum Annual Percentage Rate (APR) of 74.75%.

How to apply for a personal loan via the PayMe app?

• Install PayMe Loan App from the PlayStore and register with your mobile number or email.

• Fill in essential details, and upload ID proof: Aadhaar/PAN card for KYC.

• Get credit limit assigned.

• E-sign the agreement and enroll to proceed for eNACH/eMandate.

• Your loan amount will be instantly credited to your bank account upon completion.

Any queries?

For eligibility and documentation, visit www.paymeindia.in/personal-loan/.

• Customer Support Number: 0120-697-1400

• Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP - 201301.

Read our Privacy policy: www.paymeindia.in/privacy-policy/ and *Terms and Conditions: www.paymeindia.in/terms/

*Subject to submission of valid documents, successful verification, and credit approval.